December 2007
Online Credit Report
Tip! Check Your Credit Report. Make sure you know what your credit is like.
Online credit reports are an easy way to learn what potential lenders will see about us, before we apply for a loan or credit. All too often, our early mismanagement of credit...
November 2007
Free Credit Report and Score - Why You Need Them Both
Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score.
You keep a record of how much money is in your checking account. Chances are, y...
Thinking About Getting A Credit Card? Consider Asking These Questions Before You Commit Yourself!
Tip! Your credit rating may rule you out for many credit card offers. Right from the top, your credit rating could rule you out of some top credit card UK offers.
Maybe you’re looking to get your first credit card or shopping around for a new on...
The Importance of Knowing What's on Your Credit Report
Attorney Prepared Credit Report Repair. Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More.
It is no coincidence the recent push by the government and businesses to help you gain access to your credit report. The govern...
October 2007
Credit Repair for Credit Scores
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
September 2007
How to Repair Your Credit with Credit Cards
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
Very few people live their entire lives without inflicting any damage upon their credi...
The Lowdown on the Pulaski Credit Card
Tip! Your income, age and other details. When going hunting for a credit card, you need to keep these details in your mind too.
Pulaski Bank & Trust entered the credit card market towards the end of 1994. Since then, they have been offering the lo...
Is Your Rewards Credit Card The Right One?
Tip! Rebuilding your credit is the one thing that this ‘credit card’ will do - but nowhere near as much as if you’d taken that $449 total and invested it in a secured credit card.
A rewards credit card is a great way for you to get so...
Instant Online Credit Report Pros and Cons
Tip! Even accurate data in your credit report must be deleted if it’s not verified.
Knowing what is on your credit report is important and with the plethora of companies that offer instant online credit reports for free, getting a copy of yours i...
Credit Card Guide for Poor Credit
Tip! Finance charge — The charge for using a credit card, comprised of interest costs and other fees.
The two types of cards that are available to those with poor credit are Secured and Prepaid.
A Secured Credit Card is just what the name implies...
Fair Credit Reporting Act - The Way to Repair Your Own Credit
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
The Fair Credit Reporting Act (FCRA) entitles you to repair your own credit report. You have a legal right to dispute any information you find on your cre...
August 2007
The Credit Repair Process
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
No doubt you’ve heard a lot of bad publicity about professional credit repair companies and which is why you’re reading this article, very muc...
Credit Report Repair
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
Credit report repair refers to the procedures adopted to improve one’s credit rating. A go...
Free Credit Report and Score - How to Receive a Free Credit Report
Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted.
Each consum...
How to Find the Best Rewards Credit Card
Tip! Secured card — A credit card that a cardholder secures with a savings deposit to ensure payment of the outstanding balance if the cardholder defaults on payments. It is used by people new to credit, or people trying to rebuild their poor cre...
Check Your Credit Report - 3 Reasons To Pull Your Own Credit Report
Tip! Tell the CRA what information you believe is inaccurate on your credit report. Include copies, never originals of documents that support your position.
Lenders and creditors use your credit report to determine whether or not you are eligible for l...
Reward Yourself when You Apply for a Rewards Credit Card
Tip! Annual Fees - It is essential to do a cost benefit analysis on the various airlines credit card offers before selecting one. If you do not travel a great deal, it is better to go for a card with lower annual fees and a modest rewards program.
The ...
How to Opt Out of Credit Card Solicitations
Tip! Has Much Experience - Established credit card agents have a better chance of helping you with your particular needs. They have had extensive experience in dealing with their clients and are in a better position to help you out.
Irritated by too mu...
High Pump Prices? Apply For a Gas Credit Card
Tip! Pay your credit card bills on time. I know that may seem like an obvious one, but you may be surprised how many people do not do this simple task.
Do you feel that gas prices are constantly moving upwards? Are you on the lookout for some way to...
5 Tips to Finding a Credit Card for Someone with Bad Credit
Tip! Insurance Most credit card companies provide you free travel and accident insurance on your credit cards. Though this is limited and you could prefer to go for personal insurance, this can become handy at some odd times.
A person with a bad credit...
July 2007
Business Credit Card Offers
Tip! Ditto the $199 annual use fee. While many credit cards that are aimed at helping people rebuild their credit have annual fees, the average is $25 to $50.
Business credit cards usually have a high credit limit, a low interest rate and many automati...
Balance Transfer Credit Card Offers Gaining Momentum
Tip! Your credit rating may rule you out for many credit card offers. Right from the top, your credit rating could rule you out of some top credit card UK offers.
Only two out of three credit card customers pay their balances off every month, paying m...
Fast Credit Repair
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
June 2007
Are You Sabotaging Yourself By Ignoring Your Credit Report Information?
Tip! When you call the bureau you can ask them to provide you with the phone numbers for each of the companies showing on the credit report.
Odds are, one day you’re going to want to obtain your credit report information. The data in your credit ...
Keeping Records for Credit Repair
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
If you want to win the credit repair war you must be able to keep good records. From t...
